Bank Statement Converter

Transform PDF bank statements into Excel, CSV, JSON, and QBO formats with AI

Bank Statement Converter

Project Overview

Bank Statement Converter is an AI-powered service that transforms PDF bank statements into Excel, CSV, JSON, and QBO format with 99%+ accuracy. Built on proven Resume-AI architecture, it serves individuals, small businesses, and enterprises who need structured financial data for analysis, accounting, and compliance.

Convert any PDF or Docx bank statement to Excel, CSV, JSON, or QBO in under 30 seconds.

Key Features

  • 🤖 AI-Powered OCR: OCR service provides superior accuracy on financial documents (99%+)
  • ⚡ Instant Conversion: PDF to Excel, CSV, JSON, or QBO in under 30 seconds
  • 🌍 Bank-Agnostic: Works with statements from 1000+ banks worldwide
  • 📊 Multiple Export Formats: Excel (.xlsx), CSV, JSON, and QBO (QuickBooks Online)
  • 🔄 Batch Processing: Convert up to 5 files simultaneously
  • 🔒 Secure File Storage: Bank-grade encryption with Cloudflare R2
  • 📈 Usage Dashboard: Track conversion history and usage limits
  • 💳 Flexible Pricing: Subscription plans + pay-as-you-go credits
  • 🔌 API Integration: Developer-friendly endpoints for automation
  • 🏷️ Transaction Categorization: AI-powered spending analysis

Tech Stack

Frontend

  • Next.js 15.3.4 with App Router
  • React 19 with TypeScript
  • TailwindCSS & Shadcn/ui
  • Aceternity UI for animations
  • NextAuth.js for authentication

Backend Services

  • FastAPI-based microservice
  • OCR for processing
  • Excel, CSV, JSON, QBO generation
  • Cloudflare R2 for file storage
  • Transaction categorization AI

Database & Storage

  • PostgreSQL with Prisma ORM
  • Cloudflare R2 for processed files
  • Upstash Redis for rate limiting

Payments & Deployment

  • Stripe for payment processing
  • Stripe Customer Portal
  • Fly.io for app hosting
  • Custom webhook handlers

Core Functionalities

1. Authentication & Subscription Management

  • Secure authentication using NextAuth.js
  • Protected routes and API endpoints
  • Subscription plan tracking and limits
  • Usage monitoring and notifications

2. Bank Statement Processing

  • AI-powered OCR technology
  • Support for password-protected PDFs
  • Real-time progress tracking
  • Data validation and error detection

3. Data Export & Download

  • Excel (.xlsx) format with proper formatting
  • CSV export for universal compatibility
  • JSON format for API integrations
  • QBO (QuickBooks Online) format
  • Secure download links with expiration

Business Model & Revenue

This SaaS platform serves individuals, small businesses, and enterprises who need structured financial data for analysis, accounting, and compliance. The service eliminates hours of manual data entry and reduces errors in financial data processing.

Subscription Revenue:

  • 5 subscription tiers (Free to Scale)
  • 20% discount on annual billing
  • Stripe Customer Portal for self-service
  • Automated billing and invoice management

Target Market:

  • Small Business Owners: Bookkeepers, e-commerce, freelancers
  • Financial Professionals: Accounting firms, tax preparers, advisors
  • Enterprise Users: Banks, insurance companies, legal firms

Project Timeline

Start Date: July 2025
Status: ✅ Production Ready & Launched
Type: Personal SaaS Project
Users: Serving individuals and businesses

Links

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